Always we Ask: Why does Money Matter?   Once Upon a time, Dave Ramsey wrote a book: the Total Money Makeover. In it, he gives us a very down to earth and sometimes even shockingly direct look at the ways we spend our money, how to save it, and the myths that we believe by Society at Large. Debt. It’s an embarrassing four-letter word. Many journey through high school graduation, immediately jump into the Student Loan Pool, swim through the waves of credit cards and get caught in the undertow of financial crisis. Suddenly found on a sinking ship, and then left stranded on an island, surrounded by the sea…